Sending money home is one thing. But owning a piece of home? That is different. That is bigger. And that is exactly what Borderless is trying to make possible for Africans living abroad.
Founded by Joe Kinvi, who was born in Togo and now lives in the U.S., Borderless is a fintech startup building simple, legal ways for the African diaspora to invest in Africa, not just send money for short term needs.
So, what is Borderless doing?
In plain terms: Borderless is creating the tools that allow Africans abroad to invest in African businesses, real estate, and other opportunities, even while living overseas.
Usually, it’s hard. You deal with endless paperwork, currency restrictions, or banks that barely understand where you’re sending your money. Borderless takes all that stress away. It handles the rules, the identity checks (KYC), the payments, and keeps everything legal and simple, so you can focus on where your money’s going, not how it gets there.
Why does this matter?
Every year, Africans abroad send over $95 billion to the continent, according to the World Bank. But most of that money is used for things like school fees, medical bills, or emergencies. It’s gone before it can grow.
What Borderless is doing is different. It gives people a way to build long-term wealth in Africa, not just cover short term needs. You can invest in a startup in Lagos, buy property in Accra, or help fund a small business in Nairobi; all from your phone in New York, London, or Toronto.
As Kinvi shared in his Techpoint feature, he started Borderless because he knew how hard it was to stay financially connected to home. Now he’s fixing that.
It’s not just about money, it’s about connection
Borderless isn’t just building an app. They’re building something deeper: a bridge between Africans abroad and the future of Africa. And they’re doing it with honesty, transparency, and tech that works.
It’s still early, but the goal is clear: make investing back home easy, safe, and worth it. No middlemen, no hidden fees, no stress. Just a smarter way to send your money home, and see it grow.
Want to learn more? Check out Techpoint’s full story on Borderless and Joe Kinvi.
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